How to set a budget for an engagement ring?

How to set a budget for an engagement ring?

An engagement ring is not just a piece of jewelry; it’s a symbol of love and commitment.

At Roz Jewelry, we don't believe that there are any rules when it comes to buying an engagement ring. Your budget should be unique to you, just as the ring is unique to your partner. Two months salary is a myth. If you’re going into debt to buy a ring – don’t. You should never feel pressured to spend more than what you’re comfortable with. Here are some tips to help you get the most value for your money and score an affordable engagement ring. 


Establish your budget before anything else

Your plan of action should always begin with a budget. It’s financially responsible and will help keep your expectations realistic while you’re browsing and will make many decisions much easier moving forward. 

Set your priorities

After setting a budget, set your priorities — are you looking for a high-quality diamond? Are you leaning towards a simplistic metal band, or one embellished with diamonds? What about gold or silver? Once you know some of your priorities, a jeweler will help you explore the options within your price range and make smart compromises.

Consider buying online

One of the reasons we love collaborating with couples looking for engagement rings online is because it’s a sure-fire way to find an affordable engagement ring. The simple reason is this: online jewelers have less overhead, so they can sell the same products — and usually a much bigger selection — for less than brick and mortar stores.


The takeaway - Set a budget you're comfortable with

At Roz Jewelry, we will help you find (or create) the perfect ring to propose with, and go over payment options for you — helping you find the engagement ring that fits your needs, her desires, and your budget.

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